Charmeine Chatto

Charmeine Chatto

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Customer Service Representative

My name is Charmeine Chatto, but you can call me "Cham." I’m proud to be part of the Centennial Insurance team as a Customer Service Representative. I’m committed to growing in my role and bringing a strong focus on service and integrity to everything I do.

I’m from Davao, Philippines, where I’m surrounded by beautiful mountain ranges and stunning beaches, perfect for exploring. That’s why I love spending time outdoors — hiking, freediving, and scuba diving. When I’m indoors, I enjoy unwinding by crafting, reading books, and watching movies. At home, I’m kept busy by my lively crew of 3 dogs and 9 cats, who always make life interesting and fun!

Giving back is also an important part of my life. Each year, my friends and I organize a school supplies donation drive for children in need, a cause that’s close to my heart.

I’m always happy to help, and I believe that even the smallest gesture, whether it's a kind word or a helpful insurance solution, can make a great impact.

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Reviews from Our Customers

Traveler's has been amazing!!! I was very overwhelmed and felt quite lost when the accident happened and they have literally walked me through every step. I'm so grateful to have you and them in my corner. Thank you for everything and all of your help through this. I was very relieved to see you on Monday when things started to get a little hairy with the 2 lawyers there. Having someone on my side fighting for my interests made me feel at ease.

- Amanda Sikich Planned 2 Perfection 405-205-8193

Thank you Richard for taking care of our house and home for years...You're great! As well as several vehicles over the years. You're such a hard worker on our behalf.

- Caren Chrisman

Richard has been my insurance agent and friend for over a decade. He's honest and full of integrity. He's there to answer any questions or concerns I have whenever I need him. I'd recommend him to any of my friends and family.

- Renee M

Richard Brown consistently exhibits the highest standards of excellence and ethics in taking care of my insurance needs.

- Joshua D

Richard Brown is our insurance agent with Centennial Ins Group/Company. He has been our agent for 5 years. He always answers any of our insurance questions in a timely manner, he makes certain to get us the best price for our particular needs for Home, car and motorcycle needs.

- Renee M.

Jessica and I have been more than pleased with Richard Brown's individual service and would highly recommend him.

- Jimmy and Jessica Jenkins

Richard is extremely committed to his profession. It is obvious he has his clients' best interests in mind, and he will work hard to make sure each person is satisfied with the service received. I am grateful for his dedication and for his willingness to assist me with my insurance needs.

- Becca S

Shout out to Richard Brown for always taking great care of us!

- Marcie Webb

I want to thank Bryan at Centennial Insurance for explaining in detail what I did and didn't need on my home and auto policies. He was very patient with me and even saved me money! It really meant a lot to me. I really enjoyed your new office, it's beautiful.

- Elaine Wrenn

So I was recently rear ended while sitting at a light...dealing with the at fault person's insurance has been nothing short of ridiculous. If this accident has taught me anything, it is that I am 100% completely and utterly thankful for my beyond amazing and attentive insurance agent and highly recommended him and his co workers @ Centennial Insurance Group, Inc.!!!!!!!

- Jenn K

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