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Cars, Trucks, Boats, and more!

Auto Insurance The right auto insurance policy can help get you back on the road quickly if your car is damaged or destroyed by accident, fire, theft, or other covered event. Your policy may also provide protection against medical and legal expenses resulting from injury, loss of life, or property damage caused by an accident involving your vehicle. An auto insurance policy is a contract between you and an insurance company. You pay a premium, and in exchange, the insurance company promises to pay for ...

Vehicle Insurance

Vehicle Insurance The insurance coverage you need – whenever you’re on the move   Insuring Oklahoma vehicles - from two wheels to twelve! As an independent insurance agency, Centennial Insurance Group works with many insurance companies and can help you compare protection and prices to find the coverage and value that’s right for you.   We’re your local agents –real, live members of the Oklahoma community, so we know how to get you the right insurance for your ...

What is an Umbrella Insurance Policy?

What is an Umbrella Insurance Policy? As a valued customer of Centennial Insurance Group, I want to help you and your family be prepared for, and protected from, the unexpected.   In today’s society where lawsuits are increasingly common, a personal umbrella policy is a smart and cost-effective way to protect your entire family. If you, your spouse or your child cause an accident that seriously injures another driver, or if a child is injured on your property, the resulting lawsuit could threaten ...

10 Reasons to purchase rental car damage waiver

“Top 10 Reasons to Purchase the Rental Car Damage Waiver”   by Bill Wilson, CPCU, ARM, AIM, AAM     Director, Big “I” Virtual University     Abstract:  Although damage waiver fees are generally considered outrageous, most consumers should consider purchasing the waiver for short-term rentals. This article addresses the types of losses and expenses that a consumer can incur that may not be covered by their auto insurance or credit card coverage.     Although most&...

I'm Borrowing a Friend's Car.......am I covered

Borrowing a car   I’m borrowing my friend’s car … am I covered?   Most people have an idea of what’s covered and not covered under their various insurance policies. But at Centennial Insurance Group, we get a lot of questions about borrowing or loaning a car.   Now that summer is here, and you might be looking to borrow your neighbor’s truck for a home-improvement project or a trip to the local landfill, we thought it ...

What you should know about flood insurace.

What you should know about flood insurance   You’ve probably heard this horror story before — someone loses a home due to a flood and learns after the fact that standard homeowner’s insurance doesn’t cover flood damage.   At Centennial Insurance Group, we want you to be educated about all of the risks you may face – before a loss occurs – so you can determine what insurance coverage is appropriate. Spring is a prime season for flooding, so ...

Uninsured Motorist Levels Are on the Rise

Uninsured Motorist Levels Are on the Rise There’s another unfortunate side of the economic downturn that impacts every driver on the road: The number of underinsured motorists is expected to rise. According to a recent study from Insurance Research Council, about one in six drivers across the United States may be driving uninsured by 2010. This means responsible drivers who purchase insurance may end up paying for injuries caused by uninsured drivers. If you haven’t reviewed your liability coverage in the last ...

Love Bites-Get Umbrella Coverage

Love Bites—Get Umbrella Coverage   In today’s economy, everyone is pinching pennies.  So why worry about umbrella coverage?  Shouldn’t a home and auto policy leave you adequately covered?    Unfortunately, we live in a world of lawsuits.  Large damages can be awarded, be extremely expensive and have long-term financial impact.  Those lawsuits can come from unlikely sources, such as our furry friends.   Take Herschel for instance.  Herschel is a much-loved, rather timid ...

Do you have enough coverage to rebuild your home?

Imagine how devastating it would be to lose your home in a fire. Now imagine not being able to rebuild it completely because you didn’t have the correct amount of insurance.   Selecting the proper amount of coverage is the single most important decision you can make with your Homeowners policy. Without it, you may not have enough coverage to rebuild after a total loss. This is called “insurance to value.” Below are some explanations and tips to help you make ...

Why a Home Inventory Is Important

Why a Home Inventory Is Important   Let’s try a little exercise: Can you list everything you own from memory? Didn’t think so.   The fact is most people own more things than they realize. It’s easy to remember the cars, the computer, the TV. But what about that holiday china in the garage?  Or every pair of shoes?   All of it is regarded as personal property for insurance purposes. And if your home is destroyed by ...

New Jewelry In The House?

Have some new jewelry in the house? Protect it! Ah, Valentine’s Day is near, and love is in the air. Well, love and a few other things, such as chocolates, romantic dinners, candy hearts that say “Be Mine” - and, of course, jewelry.   It’s exciting to receive jewelry from a loved one — or to give it as a gift. Not to mention romantic. But if you’re lucky enough to have some new jewelry in your ...